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AUSTRAC-registered
Top Rate Transfer Pty Ltd·Perth, WA 6000, Australia·ABN 29 641 161 444
+61 8 8992 7648·support@topratetransfer.com

TOP RATE TRANSFER PTY LTD is registered with AUSTRAC as a remittance service provider (Reg. No. IND100686679-001) and complies with the AML/CTF Act 2006 (Cth). Registration with AUSTRAC does not imply endorsement, guarantee, or approval by AUSTRAC or the Australian Government.

© 2026 Top Rate Transfer Pty Ltd. All Rights Reserved.

  1. Home
  2. Exchange rates
  3. NZD to PHP
New Zealand flag→Philippines flag

New Zealand dollar to Philippine Peso

NZD to PHP exchange rate today

Our NZD to PHP rate is unavailable right now. The app shows the current rate before you send.

The NZD to PHP rate is how many Philippine Peso one New Zealand dollar buys. This is the NZD to peso rate TopRate quotes for money sent from New Zealand to Philippines, with the time it was set, so you can check the New Zealand dollar rate today and see what arrives before you commit.

Sending from New Zealand to Philippines is coming soon

Download on the App StoreGet it on Google Play

NZD to PHP rate

The NZD to PHP rate is unavailable at the moment.

Registered, safe & DIA-supervised

  • FSPR-registered (DIA-supervised)
  • Trusted across New Zealand & Australia
  • 256-bit encryption
  • Fraud-monitored transfers

Converter

NZD to PHP converter

There are no NZD to PHP conversions to show while the rate is unavailable. Nothing here is estimated: figures return when the engine quotes again.

Know the currency

NZD to peso: what your recipient in the Philippines gets

The Philippine peso (PHP, ₱) is divided into 100 sentimo. Because the peso is written with its own symbol, an amount like ₱10,000 is always pesos, never dollars, which makes it easy to check that a quote is in the right currency.

Families often plan around a fixed peso amount, such as a school fee or a monthly allowance. Work backwards from the converter: find the row closest to the pesos you need, and the app will show the exact NZD amount and fee before you confirm.

At the other end

Receiving PHP in Philippines

The Philippine Peso (PHP) is the currency your recipient in Philippines is paid in. It is written ₱ or PHP, with 2 decimal places.

  • Philippines

    Coming soon from New Zealand: PHP payouts by bank account and mobile money are planned.

    New Zealand to Philippines: coming soon

About the rate

How TopRate sets the NZD to PHP rate

What the NZD to peso figure on this page includes, where it comes from and how long it stays current.

One rate, from one source

The figure above comes from the same quote engine that prices the TopRate app and the calculator on our website. There is no separate advertised rate: a NZD to PHP quote here and in the app is worked out the same way.

The fee is shown on its own

The rate converts New Zealand dollars into Philippine Peso; the transfer fee is a separate line. The converter lists both for each amount, and the app shows the exact fee before you confirm.

It moves during the day

Exchange rates are live, variable and not guaranteed. This page refreshes at most once an hour and prints the time the NZD to PHP rate was set, so you always know how old the figure is.

Special rates are earned

Once sending in PHP opens, rewards such as cashback and referrals can build a special rate on top of the live one. Terms and conditions apply.

Special rate terms and conditions

Reading the rate

How to read the NZD to peso rate

A NZD to PHP rate tells you how many Philippine Peso one New Zealand dollar converts to before any fee.

For a quick before-fee figure, multiply the amount you send by the rate. For what actually arrives, read the converter above: each row is the engine's own answer for that amount, with the fee already accounted for.

A higher NZD to PHP rate means more Philippine Peso for each New Zealand dollar, but the rate alone does not tell you what your recipient gets. When you compare providers, compare the amount received after fees, for the same amount sent, at the same time of day.

A family in Philippines sharing a moment at home

Small moves, real money.

On a 1,000 NZD transfer, every whole PHP the rate moves is 1,000 PHP more or less for your family in Philippines. That is why this page prints the time the rate was set.

Safe & registered

Registered, safe & DIA-supervised

TopRate Transfer is registered on New Zealand's Financial Service Providers Register (FSPR) and supervised for AML/CFT by the Department of Internal Affairs (DIA). The NZD to PHP rate on this page is the one our app quotes, and every transfer is protected with 256-bit encryption and monitored for fraud.

  • FSPR-registered (DIA-supervised)
  • Trusted across New Zealand & Australia
  • 256-bit encryption
  • Fraud-monitored transfers

Keep exploring

More NZD exchange rates and ways to send

New Zealand to Philippines: coming soon

See when this corridor opens

All ways to send to Philippines

Every Philippines option from New Zealand

Compare providers for Philippines

What arrives from NZD, side by side

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Sending from Australia instead

All exchange rates

Every currency we quote, by demand

Rate questions

NZD to PHP rate: questions and answers

What is the NZD to PHP exchange rate today?

Our NZD to PHP rate is unavailable at the moment. When it is available it appears on this page with the time it was set, and the app always shows the current rate before you send.

How can my recipient in Philippines be paid?

Payouts in Philippines by bank account and mobile money are planned. Sending from New Zealand to Philippines is coming soon.

How is TopRate's NZD to PHP rate set?

It comes from the same quote engine that prices transfers in the TopRate app and the calculator on our website. The NZD to peso figure on this page is that engine's rate for New Zealand to Philippines, printed with the time the engine set it.

Is the transfer fee included in the NZD to PHP rate?

No. The rate and the fee are separate, and both are shown before you confirm. The converter on this page lists the fee for each amount next to what your recipient gets, so you can see what each part costs.

Why is the NZD to PHP rate on Google or my bank's site different?

Rates on search engines and currency sites may be reference rates rather than a rate you can actually send money at, and a bank may add its own margin. Compare the amount your recipient receives after fees, for the same amount, at the same time.

How often does this NZD to PHP rate update?

This page is refreshed at most once an hour and always shows the time the rate was set, so you can tell how fresh it is. Exchange rates are live, variable and not guaranteed; the rate for your transfer is the one the app shows when you confirm.

Can I send NZD to Philippines with TopRate today?

Not yet. Sending from New Zealand in PHP is coming soon. The NZD to PHP rate on this page is shown for reference only, and each country's page will say when it opens.

Is TopRate Transfer a registered money transfer provider?

Yes. TopRate Transfer is registered on New Zealand's Financial Service Providers Register (FSPR) and supervised for AML/CFT by the Department of Internal Affairs (DIA). Transfers are protected with 256-bit encryption and monitored for fraud.

Reviewed by the TOP RATE TRANSFER PTY LTD team. Last reviewed 1 August 2026. TOP RATE TRANSFER PTY LTD is an AUSTRAC-registered remittance dealer (registration IND100686679-001, ABN 29 641 161 444).