About TopRate Transfer
Trusted international money transfers from Australia — registered, fast, and transparent
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Countries served
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Customers trust us
2021
Founded in Perth
“Making international money transfers affordable, fast, and transparent for every Australian.”
Who we are
Top Rate Transfer Pty Ltd (ACN 641 161 444) is an Australian-founded remittance provider headquartered in Perth, Western Australia. We exist to solve a simple problem: international money transfers should be affordable, fast, and transparent for every Australian.
Legal name
Top Rate Transfer Pty Ltd
ACN
641 161 444
Headquarters
Perth, WA, Australia
Trust & Regulation
Registered with AUSTRAC and held to strict AML/CTF obligations
AUSTRAC Registered
Registered Remittance Dealer under AUSTRAC, Australia's anti-money laundering and counter-terrorism financing regulator.
FSPR Registered (NZ)
Registered on New Zealand's Financial Service Providers Register (FSP1005170) and supervised for AML/CFT by the Department of Internal Affairs (DIA).
256-bit encryption
Every transfer is protected with 256-bit encryption and continuous fraud monitoring.
Why choose TopRate
Built for Australians sending money to family and friends overseas
Fast transfers
Most transfers arrive within minutes, not days. We prioritise speed so your recipients get their funds quickly.
Transparent fees
Every fee is shown upfront before you confirm. No hidden charges, no surprises — just honest pricing.
AUSTRAC registered
We are a registered remittance provider under AUSTRAC, Australia's financial intelligence agency, and meet strict AML/CTF obligations on every transfer.
30+ countries
Send money to 30+ countries across Asia, Africa, the Pacific, and beyond — all from one simple platform.
Our values
The principles that guide every transfer we process
Transparency
Every fee, rate, and charge is visible before you confirm. We believe trust is built on honesty.
Speed
Your money should arrive fast. We optimise every step to deliver funds in minutes, not days.
Security
Encryption, AUSTRAC registration, and strict compliance protect every transaction you make.
Ready to send money overseas?
Join thousands of Australians who trust TopRate for fast, affordable international transfers.