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Contact us
Our support team is here to help with your transfer questions, account issues, or anything else you need.
Business hours
Monday to Friday, 11am to 8pm AWST (Perth time)
Urgent transfers are processed 24/7.
Looking for quick answers?
Check our Help Centre for FAQs about transfers, fees, exchange rates, and account verification.
Visit Help CentreAUSTRAC registered. Your data is protected by 256-bit encryption.
Message us on WhatsApp
Our support team is also on WhatsApp at +61 422 479 895. You can send money on WhatsApp too, with no app to download: see how sending on WhatsApp works.
Making a complaint
Tell us about a complaint as soon as you can, in writing, by email to [email protected]. A complaint made by phone must be followed up in writing.
We acknowledge your complaint within 1 business day, investigate it, and respond no later than 30 calendar days after we receive it.
If you are not satisfied with how we have dealt with it, we escalate your complaint internally to senior management.
A copy of our complaint procedures is available on request at the same address.
If we have not resolved your complaint within 30 calendar days, or you are not satisfied with our response, New Zealand customers may seek external dispute resolution from the Financial Dispute Resolution Service (FDRS) at fdrs.org.nz.
Read the Terms and ConditionsQuestions about your personal information
For questions about your personal information, contact our Privacy Officer by email at [email protected].
Read the Privacy PolicyReport something that doesn't look right
If you see a transfer or account activity you don't recognise, contact our support team straight away.
Tell us if you think your account has been compromised, lost or stolen, or used without your knowledge.
How we protect youClosing your account
If you can't sign in, email support with the subject "Close my account" and include the mobile number on your account. We check that the request comes from the account holder before we close the account.
How to close your accountBefore you get in touch
Many questions about transfers, fees, exchange rates and account verification are answered on these pages:
Visit / contact us
TopRate Transfer is an app-first money transfer service, so we do not operate a walk-in branch. The address below is our registered office. For account help, please use the contact methods above.
Top Rate Transfer Pty LtdPerth, WA 6000, AustraliaABN 29 641 161 444Email: [email protected]Opening hours: Monday to Friday, 11am to 8pm AWST (Perth time)