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TopRate Transfer
Terms & Conditions·Privacy Policy·Cookie Policy··Sign in
FSPR-registered
Top Rate Transfer Pty Ltd·Perth, WA 6000, Australia·ABN 29 641 161 444
+61 8 8992 7648·support@topratetransfer.com.au

TOP RATE TRANSFER PTY LTD (NZBN 9429051081843) is registered on the New Zealand Financial Service Providers Register (FSP1005170) and is supervised for AML/CFT by the Department of Internal Affairs (DIA). It is a member of the Financial Dispute Resolution Service (FDRS). Registration does not mean the provider is licensed or that any NZ regulator has approved, endorsed, or guarantees its services.

© 2026 Top Rate Transfer Pty Ltd. All Rights Reserved.

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  1. Home
  2. Send money
  3. Philippines
Philippines flag

Send money to Philippines

Send money to Philippines via GCash, BDO, BPI, and Metrobank.

Population

115M+

Currency

PHP

Top corridor

NZD to PHP

Download on the App StoreGet it on Google Play
4.8App Store4.7Google Play

Why TopRate

More PHP reaching Philippines

First transfer free, cashback on every subsequent send, and a rewards balance that grows — so you keep more of every send.

TopRate TransferTypical providers
Transfer feeFrom NZ$2.50 per transferA fixed fee plus a margin on the rate
DeliveryUsually within minutesHours to days
RewardsCashback on every sendNone

Indicative comparison — exchange rates are live, variable and not guaranteed. Your exact fee and rate are shown before you confirm. Cashback rewards are subject to eligibility. T&Cs apply.

Available send corridors

New Zealand flag→Philippines flagNZD → PHP

New Zealand → Philippines

Within minutes for GCash, 1-2 days for bank

GCash supported

Why send with TopRate Transfer

Competitive rates

Get competitive exchange rates on PHP transfers with a small, clear fee.

Fast delivery

Transfers to Philippines arrive quickly via bank or mobile wallet.

FSPR registered

Registered on New Zealand's Financial Service Providers Register and supervised by the DIA, with AML/CFT obligations on every transfer.

Reviewed by the TOP RATE TRANSFER PTY LTD team. Last reviewed 1 August 2026. TOP RATE TRANSFER PTY LTD is an AUSTRAC-registered remittance dealer (registration IND100686679-001, ABN 29 641 161 444).

Start sending money to Philippines today

Join thousands of happy customers. Download the app and send in minutes.

Download on the App StoreGet it on Google Play
4.8App Store4.7Google Play