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Send money from New Zealand
Fast, affordable transfers to 30+ countries with NZD. Enjoy competitive exchange rates, low fees, and reliable delivery to your loved ones across the globe.
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Popular NZ Corridors
Choose a destination to see live rates and start your transfer.
Registered & Supervised
Registered with AUSTRAC in Australia and on New Zealand's FSPR (DIA-supervised), serving New Zealand customers with the same security and compliance standards.
Fast Delivery
Most transfers arrive within minutes to 1 business day, depending on the destination and delivery method chosen.
Competitive Rates
Get competitive NZD exchange rates with transparent fees. No hidden charges, so you know exactly what your recipient will receive.
Frequently asked questions
How do I send money from New Zealand with TopRate?
Download the free TopRate app from the App Store or Google Play, verify your identity in minutes, add your recipient, and send NZD at a competitive exchange rate. Everything happens in the app.
How long do transfers from New Zealand take?
Most transfers arrive within minutes to one business day, depending on the destination country and the delivery method (bank deposit, mobile wallet, or cash pickup).
Is TopRate safe for sending money from New Zealand?
Yes. TopRate Transfer is registered on New Zealand's Financial Service Providers Register (FSPR), supervised for AML/CFT by the Department of Internal Affairs (DIA), and is a member of the Financial Dispute Resolution Service. Every transfer uses 256-bit encryption.
What does it cost to send NZD overseas?
TopRate charges a per-transfer fee that rises with the amount you send, shown upfront before you confirm. Our rate includes our margin, and the exact fee and rate for your corridor appear in the app calculator before you send.
Download the TopRate App
Send money on the go from New Zealand. Available on iOS and Android.
Scan QR code to download app