New Zealand dollar to Nigerian Naira
NZD to NGN exchange rate today
1 NZD = 765.9914 NGN
On your first NZ$100 once your account is verified. Indicative — Terms apply
Special rate as of 29 Oct 2026, 6:55 pm Auckland time
Rates are live, variable and not guaranteed. The NZD to naira rate that applies to a transfer is the one shown in the app when you confirm.
The NZD to NGN rate is how many Nigerian Naira one New Zealand dollar buys. This is the NZD to naira rate TopRate quotes for money sent from New Zealand to Nigeria, with the time it was set, so you can check the New Zealand dollar rate today and see what arrives before you commit.
Special rate · 29 Oct 2026, 6:55 pm Auckland time
1 NZD = 765.9914 NGN
On your first NZ$100 once your account is verified. Indicative — Terms apply
Last 31 days, one point per day
The quote engine's NZD to NGN rate, refreshed at most hourly
What arrives in Nigeria
| You send | Fee | They get |
|---|---|---|
| NZ$100 | NZ$4 | 70,398.27 NGN |
| NZ$500 | NZ$6 | 362,257.78 NGN |
| NZ$1,000 | NZ$8.50 | 727,082.16 NGN |
Indicative NZD to NGN quotes at the standard rate, fee included. The converter below has more amounts.
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- FSPR-registered (DIA-supervised)
- Trusted across New Zealand & Australia
- 256-bit encryption
- Fraud-monitored transfers
Converter
NZD to NGN converter: 100 to 2,000 NZD
| You send | Fee | Your recipient gets |
|---|---|---|
| NZ$100 | NZ$4 | 70,398.27 NGN |
| NZ$500 | NZ$6 | 362,257.78 NGN |
| NZ$1,000 | NZ$8.50 | 727,082.16 NGN |
| NZ$2,000 | NZ$14.50 | 1,455,997.62 NGN |
Each row is a separate quote from the engine the app uses, with its fee, for a transfer from New Zealand to Nigeria. The app confirms the rate and the fee before you send.
NZD to NGN at today's rate, before the fee
| NZD | NGN |
|---|---|
| 1 NZD | 733.32 NGN |
| 10 NZD | 7,333.15 NGN |
| 50 NZD | 36,665.77 NGN |
| 100 NZD | 73,331.53 NGN |
| 250 NZD | 183,328.82 NGN |
| 500 NZD | 366,657.65 NGN |
| 1,000 NZD | 733,315.3 NGN |
| 2,000 NZD | 1,466,630.6 NGN |
Know the currency
NZD to naira: reading the Nigerian rate
The Nigerian naira (NGN, ₦) is divided into 100 kobo. Because one New Zealand dollar buys a large number of naira, a small movement in the NZD to naira rate changes the total your family receives by a noticeable amount.
Rates quoted informally can differ from the rate a regulated transfer is made at. The figure above is the rate TopRate quotes for a transfer from New Zealand to Nigeria, with the time it was set, and the converter shows the naira received after the fee.
At the other end
Receiving NGN in Nigeria
The Nigerian Naira (NGN) is the currency your recipient in Nigeria is paid in. It is written ₦ or NGN, with 2 decimal places.
Nigeria
Recipients can be paid in NGN by bank account.
Send money to Nigeria from New Zealand
About the rate
How TopRate sets the NZD to NGN rate
What the NZD to naira figure on this page includes, where it comes from and how long it stays current.
One rate, from one source
The figure above comes from the same quote engine that prices the TopRate app and the calculator on our website. There is no separate advertised rate: a NZD to NGN quote here and in the app is worked out the same way.
The fee is shown on its own
The rate converts New Zealand dollars into Nigerian Naira; the transfer fee is a separate line. The converter lists both for each amount, and the app shows the exact fee before you confirm.
It moves during the day
Exchange rates are live, variable and not guaranteed. This page refreshes at most once an hour and prints the time the NZD to NGN rate was set, so you always know how old the figure is.
Special rates are earned
The rate shown is our special rate for a verified customer's first transfers, up to its limit. Cashback and referrals then build your rate over time. Terms and conditions apply.
Reading the rate
How to read the NZD to naira rate
"1 NZD = 733.3153 NGN" means one New Zealand dollar converts to 733.3153 Nigerian Naira before any fee. Turned around, 1 NGN is worth about 0.00136 NZD.
For a quick before-fee figure, multiply the amount you send by the rate. For what actually arrives, read the converter above: each row is the engine's own answer for that amount, with the fee already accounted for.
A higher NZD to NGN rate means more Nigerian Naira for each New Zealand dollar, but the rate alone does not tell you what your recipient gets. When you compare providers, compare the amount received after fees, for the same amount sent, at the same time of day.
Small moves, real money.
On a 1,000 NZD transfer, every whole NGN the rate moves is 1,000 NGN more or less for your family in Nigeria. That is why this page prints the time the rate was set.
Safe & registered
Registered, safe & DIA-supervised
TopRate Transfer is registered on New Zealand's Financial Service Providers Register (FSPR) and supervised for AML/CFT by the Department of Internal Affairs (DIA). The NZD to NGN rate on this page is the one our app quotes, and every transfer is protected with 256-bit encryption and monitored for fraud.
- FSPR-registered (DIA-supervised)
- Trusted across New Zealand & Australia
- 256-bit encryption
- Fraud-monitored transfers
Keep exploring
More NZD exchange rates and ways to send
Rate questions
NZD to NGN rate: questions and answers
What is the NZD to NGN exchange rate today?
TopRate's NZD to NGN rate is 1 NZD = 733.3153 NGN, set 29 Oct 2026, 6:55 pm Auckland time. It is a live rate that moves during the day, so the app shows the rate that applies before you confirm a transfer.
How much is 100 NZD in naira?
At today's rate, 100 NZD converts to 73,331.53 NGN before the transfer fee. After the fee, the engine's quote for sending NZ$100 to Nigeria is 70,398.27 NGN.
How much is 1,000 NZD in naira?
At today's rate, 1,000 NZD converts to 733,315.3 NGN before the transfer fee. After the fee, the engine's quote for sending NZ$1,000 to Nigeria is 727,082.16 NGN.
How can my recipient in Nigeria be paid?
Recipients in Nigeria can be paid in NGN by bank account. The app shows the options for your transfer, with the NZD to NGN rate and the fee, before you confirm.
How is TopRate's NZD to NGN rate set?
It comes from the same quote engine that prices transfers in the TopRate app and the calculator on our website. The NZD to naira figure on this page is that engine's rate for New Zealand to Nigeria, printed with the time the engine set it.
Is the transfer fee included in the NZD to NGN rate?
No. The rate and the fee are separate, and both are shown before you confirm. The converter on this page lists the fee for each amount next to what your recipient gets, so you can see what each part costs.
Why is the NZD to NGN rate on Google or my bank's site different?
Rates on search engines and currency sites may be reference rates rather than a rate you can actually send money at, and a bank may add its own margin. Compare the amount your recipient receives after fees, for the same amount, at the same time.
How often does this NZD to NGN rate update?
This page is refreshed at most once an hour and always shows the time the rate was set, so you can tell how fresh it is. Exchange rates are live, variable and not guaranteed; the rate for your transfer is the one the app shows when you confirm.
How do I send NZD to Nigeria at this rate?
Download the TopRate app, verify your identity, add your recipient's details and enter the amount in New Zealand dollars. The app shows the live NZD to NGN rate, the fee and what your recipient gets before you confirm.
Is TopRate Transfer a registered money transfer provider?
Yes. TopRate Transfer is registered on New Zealand's Financial Service Providers Register (FSPR) and supervised for AML/CFT by the Department of Internal Affairs (DIA). Transfers are protected with 256-bit encryption and monitored for fraud.
TopRate app
Send NZD to Nigeria at today's rate
The rate above is the one the app quotes. Download TopRate, check the live NZD to NGN rate and the fee, and confirm only when the amount your recipient gets looks right. T&Cs apply.
- See the live NZD to NGN rate before every transfer.
- The fee is shown on its own line before you confirm.
- Track every transfer in the app, with alerts as it moves.
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