Money transfer app: send money from
your pocket.
Check your live rate and send from anywhere — no desktop needed.
Check your live rate and send from anywhere.
Track your transfer in real time, from send to arrival.
256-bit encryption and two-factor login, every time.
Can't scan? Text me the link
We'll send a one-time SMS with the download link.
Available balance
AUD 2,450.00
Latest transfer
Maria Santos
Philippines • PHP
PHP 25,400
Delivered
Why choose the TopRate money transfer app
Built for Australians sending money overseas to family and friends
Strong security
256-bit encryption protects your data and funds at every step.
Competitive exchange rates
Competitive exchange rates with clear, upfront fees and no surprise deductions.
Arrives in minutes
90% of transfers arrive within minutes to 30+ countries worldwide.
30+ countries
Send to Africa, Asia, the Pacific, and beyond from Australia.
How it works in 3 steps
From download to your first transfer in under 5 minutes
Download
Get TopRate from the App Store or Google Play in seconds.
Sign up
Quick ID verification takes just 2 minutes. Required by AUSTRAC regulation.
Send
Add a recipient, choose your amount, and send at our live rate.
Ready to send?
Download TopRate today and send your first transfer in minutes. Join 10,000+ Australians who trust TopRate.