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TopRate Transfer
Terms & Conditions·Privacy Policy·Cookie Policy··Sign in
AUSTRAC-registered
Top Rate Transfer Pty Ltd·Perth, WA 6000, Australia·ABN 29 641 161 444
+61 8 8992 7648·support@topratetransfer.com.au

TOP RATE TRANSFER PTY LTD is registered with AUSTRAC as a remittance service provider (Reg. No. IND100686679-001) and complies with the AML/CTF Act 2006 (Cth). Registration with AUSTRAC does not imply endorsement, guarantee, or approval by AUSTRAC or the Australian Government.

© 2026 Top Rate Transfer Pty Ltd. All Rights Reserved.

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  1. Home
  2. Send money
  3. Ghana
Ghana flag

Send money to Ghana

Transfer money to Ghana via MTN MoMo, Ecobank, and GCB Bank.

Population

33M+

Currency

GHS

Top corridor

AUD to GHS

Download on the App StoreGet it on Google Play
4.8App Store4.7Google Play

Why TopRate

More GHS reaching Ghana

First transfer free, cashback on every subsequent send, and a rewards balance that grows — so you keep more of every send.

TopRate TransferTypical providers
Transfer feeFrom A$2.50 per transferA fixed fee plus a margin on the rate
DeliveryUsually within minutesHours to days
RewardsCashback on every sendNone

Indicative comparison — exchange rates are live, variable and not guaranteed. Your exact fee and rate are shown before you confirm. Cashback rewards are subject to eligibility. T&Cs apply.

Available send corridors

Australia flag→Ghana flagAUD → GHS

Australia → Ghana

Within minutes for mobile money, 1-2 days for bank

MTN MoMo supported

New Zealand flag→Ghana flagNZD → GHS

New Zealand → Ghana

Within minutes for MoMo, 1-2 days for bank

MTN MoMo supported

Why send with TopRate Transfer

Competitive rates

Get competitive exchange rates on GHS transfers with a small, clear fee.

Fast delivery

Transfers to Ghana arrive quickly via bank or mobile wallet.

AUSTRAC registered

Registered with AUSTRAC as a remittance provider, with AML/CTF obligations on every transfer.

Reviewed by the TOP RATE TRANSFER PTY LTD team. Last reviewed 1 August 2026. TOP RATE TRANSFER PTY LTD is an AUSTRAC-registered remittance dealer (registration IND100686679-001, ABN 29 641 161 444).

Start sending money to Ghana today

Join thousands of happy customers. Download the app and send in minutes.

Download on the App StoreGet it on Google Play
4.8App Store4.7Google Play