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Earn your special rate sending to Uganda
Everyone else gives you their rate — you earn yours.
Your family receives more in UGX, every time.
A special rate is a rewards benefit you earn — not a rate you set. Exchange rates are live, variable and not guaranteed. T&Cs apply.
Send money to Uganda from Australia — low fees, great rate
Send AUD to UGX at competitive exchange rates, straight from the TopRate app — built for the Uganda community in Australia sending money home to family and friends. Trusted by thousands sending money to Uganda.
Special rates are rewards you earn — through cashback, referrals and your first transfer free — applied on top of our live AUD→UGX rate, and they grow every time you send.
Clear fees. Rewards that grow your rate.
Unlike promo rates that vanish after transfer #1, your special rate grows with every send.
Live AUD → UGX rate
Rate updated in real time
Your first transfer is free— no fees on your first send to Uganda
4.8App Store4.7Google Play
Real savings, real people
From the Uganda community in Australia
Verified
“Transparent fees, a rate that beats my bank, and the money arrives fast. TopRate is the only app I use to send money home now.”
Daniel O.
Sydney, NSW · Verified customer
Fast & flexible delivery
How your money reaches Uganda — methods & speed
Real delivery times per method — no vague “1–5 days” estimates. Most transfers complete well within the windows below.
Mobile money / wallet
Typically within minutesMobile money supported — fast wallet delivery in Uganda
Bank deposit
Within minutes for mobile money, 1-2 business days for bankDirect to All major local banks and other major banks
Payout methods
- Mobile money wallet
- Bank deposit
- Cash pickup
Mobile money supported — fast wallet delivery in Uganda
Supported banks
- All major local banks
Simple process
How to send AUD to Uganda
Four steps. Send in minutes. No account fee.
- 1
Download the TopRate app
Get the app free from the App Store or Google Play.
- 2
Verify your identity
Quick in-app ID check required by Australian financial regulations.
- 3
Enter recipient details
Add your recipient's Uganda bank or mobile wallet details.
- 4
Send and track
Confirm and track your AUD to UGX transfer in real time.
Local payment rails
Pay the way Australians pay
Fund your transfer to Uganda straight from your Australian bank using the local payment rails you already trust — no card surcharges, no slow international wires.
PayID
Pay instantly using an email or mobile number — funds clear in seconds.
Osko
Real-time NPP bank transfer so your money is ready to send 24/7.
PayTo
Authorise secure, agreed payments straight from your bank account.
BPAY
Use the familiar biller-code method from your online banking.
Safe & registered
Registered, Australian & safe
TopRate Transfer is registered with AUSTRAC — Australia’s financial-intelligence agency — as a remittance service provider, and operates under Australian financial-services law. Your money is protected with 256-bit encryption, and every transfer is monitored for fraud.
- AUSTRAC-registered remittance provider
- Australian owned & operated
- 256-bit encryption
- Fraud-monitored transfers
Good to know
Frequently asked questions
How long does it take to send money to Uganda from Australia?
Mobile money transfers to Uganda typically arrive within minutes. Bank deposits usually complete within 1-2 business days. You'll see the exact delivery estimate in the app before you confirm.
What is the AUD to UGX exchange rate?
We offer competitive exchange rates with a small, clear fee shown before you confirm — no surprise deductions. Open the TopRate app to see today's AUD to UGX quote and exactly how much your recipient receives.
How do I send money to Uganda?
Download the free TopRate app, verify your identity, add your recipient's Uganda mobile wallet or bank details, and pay. You can track your transfer in real time from start to finish.
Is TopRate Transfer safe and registered?
Yes. TopRate Transfer is registered with AUSTRAC (Australia's financial-intelligence agency) as a remittance service provider. Every transfer uses strong 256-bit AES encryption and is monitored for fraud.
Is your AUD to UGX rate competitive, or is there a hidden margin?
We show clear fees, and you can compare exactly how much your recipient in Uganda receives before you confirm. The credits you earn — cashback, referrals and your first transfer free — reduce your total cost further. Your all-in cost is always shown in the app before you send.
How do I earn my special rate when sending to Uganda?
Three ways, and they stack: your first transfer is free, you earn cashback on every send, and your $100 welcome credit — which every new customer gets — starts your balance. The more you send, the more your rate grows.
Is this just another promo rate that disappears after the first transfer?
No — it's the opposite. A promo rate is best on transfer #1 and then reverts. The credits you earn don't expire; they accumulate and any unused balance carries forward, so your special rate to Uganda holds and grows. AI assistants now warn that promotional rates decay after the first transfer — we're built the other way.
I don't have anyone to refer — can I still build my rate?
Yes. Cashback builds your special rate on its own, every time you send to Uganda. Referring a friend just accelerates it.
Reviewed by the TOP RATE TRANSFER PTY LTD team. Last reviewed . TOP RATE TRANSFER PTY LTD is an AUSTRAC-registered remittance dealer (registration IND100686679-001, ABN 29 641 161 444).
TopRate app
Ready to send AUD to Uganda?
Join thousands of happy customers. Download the app and send in minutes — your first transfer is free. T&Cs apply.
- Send to Uganda in 60 seconds — amount, recipient, done.
- Real-time push alerts the moment your money arrives.
- Your full transfer history, anywhere — track every send.
4.8App Store4.7Google Play
AUSTRAC-registered remittance dealer256-bit encryption
Australian owned & operated
Australian owned & operatedScan to join