
Why send money abroad with TopRate Transfer?
Save Big, Send Fast, and Breathe Easy, knowing your money is secured
How to send money to India
Everything You Need to Know About Sending Money to India
TopRate Transfer makes it easy, fast, and affordable to send money from Australia to India. Whether you're supporting family, paying for services, or sending gifts, we've got you covered.
Transfer Methods
Send money to India using these popular methods:
- Bank Transfer (NEFT/IMPS/RTGS)
- UPI
- Mobile Wallet (Paytm, PhonePe)
Transfer Speed
How fast can your money reach India?
Within minutes to 1 business day
Delivery times may vary based on transfer method and bank processing
Popular Banks
We support transfers to major banks in India:
- State Bank of India
- HDFC Bank
- ICICI Bank
- Axis Bank
Currency
The official currency of India:
Indian Rupee (INR)
Get competitive exchange rates with TopRate Transfer
Safe & Secure
Your transfers to India are protected by:
- AUSTRAC Regulated
- 256-bit SSL Encryption
- Real-time Fraud Detection
About India
- Second largest remittance receiving country
- Over 1.4 billion population
- Rapidly growing digital payment ecosystem
Why Choose TopRate Transfer for Sending Money to India?
TopRate Transfer is Australia's trusted choice for international money transfers to India. With competitive exchange rates, low transfer fees, and fast delivery times, we make sending money to your loved ones in India simple and affordable.
Our platform supports multiple transfer methods including bank transfers, UPI, Mobile Wallet (Paytm, PhonePe), ensuring your recipients can receive funds in the way that's most convenient for them. Whether you're sending a small amount for daily expenses or a larger sum for special occasions, TopRate Transfer offers transparent pricing with no hidden fees.
As an AUSTRAC-registered money transfer provider, we prioritize the security of your transactions. Every transfer to India is protected by industry-leading encryption and fraud prevention measures. Join thousands of Australians who trust TopRate Transfer for their international money transfer needs.
Different ways to send money to India
Bank Transfer
Receieve funds directly to your bank account. You input receiver’s bank account number and it get sent.
How much does it cost to send money abroad with TopRate Transfer
You won’t find any hidden fees—just straightforward costs.
More of your money goes where it’s needed, thanks to our competitive pricing.
Our fixed rates are designed with your savings in mind.
The more you send, the better the deal.
No guesswork—just clear, consistent pricing.
We're not just competitive; we're leading the way in low-cost international transfers.
Frequently asked questionss





