Nigerian residents can use TopRate Transfer to send money internationally with competitive rates.

Requirements:

Nigerian citizen or resident
Valid BVN (Bank Verification Number)
Valid ID (NIN, International Passport, Driver's Licence, or Voter's Card)
Nigerian bank account
Nigerian phone number

Available Payment Methods:

Method	Speed	Fee
Bank Transfer	Instant - 1 hour	FREE
Debit Card	Instant	1.5%
USSD	Instant	FREE

Regulatory Compliance:

TopRate Transfer operates in compliance with the Central Bank of Nigeria (CBN) regulations and the Nigeria Financial Intelligence Unit (NFIU) guidelines for international money transfers.

Important Notes for Nigerian Senders:

Transfers are subject to CBN foreign exchange guidelines
Personal Transfer Allowance (PTA) and Business Transfer Allowance (BTA) limits apply
Source of funds documentation may be required for larger transfers

Transfer Limits (NGN):

Basic Verified: ₦2,000,000/day
Fully Verified: ₦5,000,000/day
Premium: Custom limits (documentation required)

Popular Corridors from Nigeria:

NGN to GBP (United Kingdom)
NGN to USD (United States)
NGN to EUR (Europe)
NGN to GHS (Ghana)
NGN to KES (Kenya)

Exchange Rate Information:

We offer competitive NGN exchange rates based on current market conditions. Rates are updated regularly to ensure you get fair value for your transfers.